Advisory Board

Our 2020 Advisory Board

Meet our Advisory Board Members

Scott Diberardinis

Chairman of the 2020 NACLB Advisory Board and Executive Director of the NACLB. 

Scott is the Executive Director of the National Alliance of Commercial Loan Brokers. He previously served as the Business Director of Sales for an Asset Based Lending Company. He is a former commercial banking officer for Chase Bank and HSBC Bank in New York. His focus revolved around international finance, foreign currency exchange and trade and supply chain management. Scott has sat on the board of the International business Council for three years, his primary role was to host delegates from Rochester ,New York’s  sister cities to promote international commerce.  He received his bachelor of Business Administration from the State University of New York at Morrisville. Scott’s professional expertise includes loan structuring, SBA export financing, letters of credit, cash management; municipal financing related to bond, revenue and tax anticipation notes.

Click on each of the photos to below to read about our Advisory Board Members.

Advisory Board Member

Dalton Elliott

Dalton Elliott serves as the Head of Strategic Partnerships for Lima One Capital. He joined Lima One in 2015 as an underwriter for the firm’s Rental30 product. In 2016, he was tasked with building out Broker and Lender Finance programs. He now oversees daily operations of both channels, leads onsite due diligence and training for strategic partners and is responsible for driving aggressive growth nationwide. Dalton is also a founding member of the National Private Lenders Association.

Dalton earned a B.A. in Political Science from Furman University where he served on the Academic Discipline Committee.

About Lima One Capital:

Headquartered in Greenville, S.C., Lima One Capital is a specialty mortgage finance company, founded by Marines, that specializes in providing customized real estate loans to real estate investors across the nation. Lima One’s core loan products are Rental30, a 30-year, fixed-rate, fully-amortizing loan for purchasing or refinancing residential rental properties; Residential Transition Loans (i.e. FixNFlip), a 13-month bridge loan for investors who are buying, renovating, and selling properties; and a Multifamily bridge program for the purchase or refinance of 5+ unit multifamily properties. For more information, visit

Advisory Board Member

Stephen Ballard

Stephen Ballard, Senior Business Development Coordinator, specializes in building and maintaining customer relationships, finding and expanding business partnerships, and educating potential clients on RCN Capital’s diverse product line and the problems RCN can solve.

Stephen’s mission since joining RCN has been to grow the company’s reputation in the industry. You can find him all across the country at events for real estate finance, too often in airports on layovers, not often enough on LinkedIn (although he is working on it), and almost never at his desk. No aggressive sales tactics here; you’ll experience a relaxed relationship-based approach, as he truly tries to get to know the people he works with. It’s easy to see his passion for both public speaking and deep one-on-one or small group discussions.

Stephen spends too much of his free time looking up the best restaurants for his next trip, and spends the remainder with friends and family, with a little saved for learning about a few of his favorite topics: physical health and nutrition, psychology, leadership, and personal development.

RCN Capital® is a nationwide, private direct lender. Established in 2010, we provide short-term fix & flip financing and long-term rental financing for real estate investors. Our loans, often called hard money loans, can be used for the purchase or refinance of non-owner occupied residential & commercial properties, financing of renovation project, and bridge funding. RCN Capital lends to real estate professionals, commercial contractors, developers & small business owners throughout the country.

Advisory Board Member

Josh Flake

Josh got his professional start in the accounting/bookkeeping world doing financial reconciliations for small businesses. He then transitioned into a role working for a healthcare practice sales company on the financing end. From there it was a natural progression as he started getting more and more clients outside of the healthcare industry. In July of 2018 he launched his commercial finance brokerage and in October of 2019 he was awarded the Rookie of the Year award at the NACLB conference in Las Vegas. Since then he has continued to grow his brokerage by hiring new employees, and has been asked to speak in several conferences and sit on panels of finance professionals to help business owners grow.

Four Peaks Funding Solutions was founded in July of 2018 and is located in Phoenix, AZ. Since it’s inception as a 1-man shop Four Peaks has grown and now consists of 3 full-time brokers and 2 support staff members. The company specializes in healthcare practice loans, business acquisitions loans, CRE, and working capital loans. The Four Peaks Funding team prides itself on providing the  highest level of service to each client, and in obtaining the absolute best financing possible for each unique situation.

Advisory Board Member

Bennett Abel

With over 25 years of experience in working with various organizations in the private sector, Bennett Abel is an award winning entrepreneur that has first hand knowledge of what companies need when it comes to financing to remain competitive. His loan products cater to not only credit challenged borrowers but credit worthy borrowers as well. His consultative approach coupled with his personal style makes for the right partnership with clients. Among Bennett’s expertise are Business Finance, Commercial Real Estate Finance, Business Loans and Investment Property Finance.

Abel Commercial Funding offers short-term and long-term financing options for real estate investors.  As well, we offer lines of credit and business loans for businesses. Whether you are looking to fix and flip properties or hold properties for rental income, Abel Commercial Funding has flexible options that are suited to your needs.

Advisory Board Member

Scott Wright

Scott Wright is the president of Liberty Commercial Capital and has been a leader in the Finance industry for over 25 years. His philosophy about commercial finance planning starts by taking the time to get to know his clients and understand their needs. With his top notch team of experienced financial professionals and his affiliation with the world’s top financial institutions he is able to solve some of the most complex commercial finance issues. As a direct conduit lender he can offer the most competitive pricing and flexibility in the commercial and business loan market. As a result, Scott has an unblemished reputation as a trusted advisor that produces results.

In 2005 he was designated as a Master Financial Professional (MFP) by the American Academy of Financial Management (AAFM) and began his career by earning his BSBA majoring in finance from The Ohio State University in 1989. His resume includes management and executive level positions at American General, Banc One Financial Services and MidAm Financial Services / Sky Financial. Scott has been an independent mortgage finance advisor since 1999 as President of Liberty Financial and currently in his role at Liberty Commercial Capital.  Most recently, he received the Most Creative deal award at the 2018 National Alliance of Commercial Loan Brokers (NACLB) annual conference for 2018.

Advisory Board Member

Ben Looney

Ben Started brokering commercial loans in January of 2018 after attending the Commercial Capital Training Group class.  With a background in the public sector and a brief stint in small business ownership, he had minimal finance experience when starting his company, Growth Commercial Capital.  Through hard work, dedication and great mentors, Growth Commercial Capital has experienced substantial growth in its first few years of existence.  Ben is also a co-founder or a real estate development business in both the residential and commercial space.

Growth Commercial Capital is commercial finance brokerage headquartered in Portland, OR.  We have business development officers and loan managers strategically located throughout the country to best assist our clients.  With traditional and non-traditional funding sources, we have the ability to put together financing packages of all sizes and complexities in commercial real estate, equipment, working capital and asset based lending transactions.  We operate as part of your team and take your success as personally as you do. 

Advisory Board Member

Chip Cummings

Chip Cummings bio – Chip Cummings is the President of Northwind Financial, and the CEO of Red Oak Capital, its parent company. Chip is a nationally recognized real estate financing and marketing expert, with over 30 years in the industry, and is also a #1 best-selling author of 10 books.  He has appeared as the financial expert for FOX News, and as a guest on many television and radio shows. Chip is also a Certified Fraud Examiner, and has testified in numerous state and federal courts, and served on various state and national Boards. We are pleased to welcome Chip to the NACLB Advisory Board.

Northwind Financial Corporation – Northwind is a national direct lender of small to mid-cap short-term commercial real estate bridge loans. Since 1998 they have provided a wide variety of financing solutions for “common sense” situations, including purchase, refinance, rehabilitation, buyouts, bankruptcy, restabilization, and similar situations. They specialize in providing loans based upon future as-repaired valuations.

Kay Battle

Kay Battle is a commercial loan broker and the owner of Common Sense Capital Solutions. Kay advises and helps businesses of all types and sizes gain access to capital through a diverse set of alternative funding options. Her mission is to help as many individuals and businesses as possible grow and sustain success by securing the capital they need to build their future.  Kay is a native of Cincinnati, OH.  She has a Bachelor’s of Science of Chemical Engineering from the University of Cincinnati and a Master’s in Business Administration from Xavier University.  She spent most of her corporate career working for Procter & Gamble in various roles. When she’s not working, Kay enjoys spending time with her amazing family and friends and traveling the world to experience new cultures.  

Common Sense Capital Solutions is a commercial loan brokerage based in Cincinnati, OH. We are a team of highly motivated finance consultants ready to help guide businesses through the full process of securing the right loan for their business needs. We offer our clients a unique combination of extensive commercial capital industry knowledge, a vast and diverse network of national financial partners that provide alternative capital, plus the invaluable aspect of personal experience and perspective because we’ve been in our client’s shoes.  Prior to establishing this company, we were small business owners for over 20 years. We know from personal experience how vital capital is to the success of a business and how much of a struggle it can be to obtain it. This was the driving force for establishing Common Sense Capital Solutions and what pushes us to provide the highest level of service to our clients as they pursue their business dreams.

Advisory Board Member

Steve Glenn

Steve Glenn is the cofounder and CEO of ARF Financial, the #1 lender to restaurant and hospitality businesses nationwide. Steve has over 30 years of experience in sales, financing and marketing. His responsibilities include creating and nurturing the company’s national referral program relationships. He also hires, trains and manages an in-house team of professional loan consultants. Steve is a regular speaker and guest trainer at CCTG, Commercial Capital Training group.

ARF Financial LLC

Backed by decades of experience, ARF Financial is a trusted alternative finance company focused on providing lower rate, unsecured, one to three-year term loans, lines of credit and bridge loans to restaurant and hospitality businesses nationwide. ARF has helped tens of thousands of merchants obtain the working capital they need to expand, renovate, purchase equipment, buy-out a partner, bridge seasonal periods or even manage cash flow. ARF has built strong relationships with community banks around the country, so its clients can acquire a customized bank loan quickly, without collateral and with limited paperwork. The loans feature manageable fixed payments, early payoff options, no hidden fees and no surprises.  

Advisory Board Member

Tim McGoff

Mr. McGoff joined Celtic Bank in 2015 and serves as Chief Business Development Officer. He is responsible for driving business growth through management of national sales teams, development of marketing programs and implementation of new processes and technologies. Tim has over 15 years of Commercial and SBA Lending experience including tenure with Citibank and U.S. Bank. Prior to his financial industry experience, Tim held several business and product development roles within the B2B, enterprise software and retail industries. Tim holds a BA in Economics from the State University of New York at Albany.

The NACLB 2020 is Powered by:

Lima One Capital is the nation’s premier lender for residential real estate investors. Lima One Capital finances rental properties, multifamily units, and fix-and-flip projects and lends across 41 states and the District of Columbia.

Lima One Capital is committed to giving investors no hidden costs, the ability to close quickly, and the most professional customer service in the industry. We offer broker protection on our full suite of products, and a broker volume bonus program.

Learn more about Lima One Capital today!

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